Some DC Homeowner Tax Hacks

319 R St NW, 20001Yes, I know it is a click-baity title but bear with me, I got some good stuff.

1- Get your property taxes deferred. Single? Do you make less than $50K a year? Then you may be able to get a deferment. Unfortunately this doesn’t look like the same deferment I had. Those were 5 wonderful years of not paying any property tax, then one year, I made about $500 too much, and that was the end of that. It looks like you fill out the second (1st half is for old people) part of form FP-110.

2- Are you 65 years or older OR do you receive SSDI? Pay less on your property taxes than those suckers with just a Homestead Deduction. Go to the forms page, fill out FP-100.

3- Did you for some odd reason not take the $5000 if you bought during or before 2011, the 1st time homeowner tax credit? Really? That was just free money. Since there can’t be too many people that qualify for this, I’m going to move on.

4- Do you make $20K or less? You don’t have to be a homeowner for this, renters can qualify. On your DC state income tax, fill out Schedule H, you’ll get a credit.

 

Adoption- Dear Birthmother

November is National Adoption Month, so I’m writing a few posts about our experience.

Let’s hear it for the birthmom’s because without them, some of us would not be parents. We tried and failed to have a biological kid of our own. Miscarriages suck. I only had one and that was enough. But I came to appreciate that brief moment of pregnancy when an adoptive mom said that I at least was able to get pregnant. I’d like to think I’m a realist about our ages, so IVF would have been a waste of money and moral and mental energy. So adoption was the logical choice, and there can’t be adoptions without birthparents deciding to place their children with strangers like us.

I am incredibly grateful for Destruct-O-baby’s birthmom and her decision to let the agency pick us. Mainly because that let us re-name him and until then no birthfamily wanted us, like never getting picked for the parent team.

On some level I get that deciding to make an adoption plan to place (we don’t say ‘giving the child up’) a child is very difficult. We had to read the book “Dear Birthmother” and trying to understand the birth families’ perspective was a major part of our adoption classes. The agency continues to champion the side of the birthparent in the seasonal magazine we get from them. One issue talked about the challenges one mother in forming romantic relationships. So guys, if you’re dating a gal and you really like her, and she mentions she has a kid out there in the world being raised by other people, don’t be an ass about how you respond. You’d be doing me a huge favor.

Holy Crap this is close- ANC 5E-05

Holy Crap!

Seriously.

Holy F’ing crap. Just a 2 vote difference. Your vote may be a drop in the bucket in citywide elections but it means a lot in ANC races.

First. Is this even legal? Ms. Robinson-Paul appeared twice on my ballot. She ran against Kenyon McDuffie, the current councilman for Ward 5 under the name Joyce (Chestnut) Robinson-Paul. That I expected, as it was in the Voter Guide that was sent out. But I was taken aback when I saw her name again when I went to vote for my ANC Bradley A. Thomas. I was under the impression Bradley was running unopposed. Was this mentioned at yesterday’s BACA meeting (I was home because the kid was miserable and I didn’t want to abandon my spouse for a meeting)?

Second, WTF?

Foster Care- Alternatives

November is National Adoption month and I have a few posts in mind for that. But there are a few personal stories I want to share about avoiding foster care. It is great that foster care exists, because in some countries in the world, it does not. However, of the options that exist for kids it isn’t the best, and we forget, there are other options.

Back in the mid-1970s my mom had her 1st nervous breakdown due to post-partum depression. I was pre-schooled age at the time and I was sent off to stay with various relatives while my mom recovered. I’m not sure what was going on with dad (maybe discovering the joys of alcoholism). This happened again when my parents were separated and mom was hospitalized for mental health issues. Grandma, my aunts and uncles and their spouses took over and returned us immediately and the state was not involved. If they weren’t there to help, my sister and I probably would have gone into foster care. I am grateful that they stepped up.

Decades later, my sister was a single mom with two kids living in subsidized housing. Something happened that I’m not going to talk about and mom convinced her to send the kids to stay with her retired brother and his wife. The kids returned to their mom after a month or so. My nephew and my uncle formed a very strong bond. So when my then 2 year old nephew regressed developmentally after his return to his mom, he went back to our uncle. Long story short our aunt and uncle adopted my nephew. This sort of thing was normal on my dad’s side, which makes trying to do a genealogy annoying. On my dad’s side there is a paranoid fear of the state taking away kids, so the family gets involved before the local government does.

So those are personal stories and this next story, I heard from Bethany, the adoption agency we used. There was a single mom in Texas with 3 kids and for reasons unknown to me, she decided to look for a new family for her kids and reached out to an adoption agency. She found a family in Maryland who agreed to adopt all three, keeping the siblings together. I can guess at the various reasons why she did what she did (terminal diagnosis, 10-20 yr prison term, degrading mental illness) but I want to applaud her decision to keep her kids out of the foster care system. In the system there is no guarantee that the kids would stay together. There is no guarantee the kids wouldn’t be moved from house to house and out on their own the minute each one turned 18. Twenty percent of foster kids become homeless after turning 18, and the stats for foster kids is frickin’ depressing. In this case there is a family who will be there for them and their various milestones and provide a home to boomerang back to when they become adults.

Lastly, I am thankful the foster care system exists, it’s better than the institutional orphanage system. In the short term it is a lifesaver for kids in crisis who have no other options. Long-term, eh, there are problems, no simple solutions, and it could be better. If there are options to get kids out of the system or to avoid the system altogether, they should be considered. Family members should step forward and intervene early or the parents should consider being pro-active and find an adoptive family for their kids.

Power to the People: Let Residents Ticket

DC has an enforcement problem. Illegal construction. Residency for DC Schools. Traffic. Parking. Just having a law on the books does not solve the problem. Also there are activities that local MPD won’t deal with unless they observe the illegal action with their own eyes. So calling 911 a dozen times won’t result in diddly or squat. It is very frustrating.

Part of the problem is the city has decided that only the city can enforce its laws. Well that would be great if it did.

Van illeagally parkedI have a suggestion. Empower DC residents to ticket. Have DC residents provide the kind of evidence that would be admissible in court, via an app specifically for parking violations that would guide the citizen in what kind of images are needed to prove the parking violation. There are hundreds of cyclists who would love to ticket the various cars and delivery trucks that take up bike lanes. There may be several dozen people who would to ticket… and tow (if they could) the cars that park in their individually assigned handicap parking spots, as well those blocking curb cuts.

Maybe when the city actually enforces the law, with its own people, a contractor charging millions, or Lord forbid its own citizens, maybe people will actually respect and follow the law.

Meaningless Carter G. Woodson Post

So I was rooting around in my electronic files and found this. I’m still pecking away at the Black Home Owners of 1940 in Truxton Circle, but 9th Street NW is more Logan Circle, than our triangular section of Shaw. So, no surprise. Carter G. Woodson, noted African American historian was a home owner, tax payer on Square 365.

That’s all. Visit his house if you’re bored. Make the National Park Service’s investment in the place worth it. They are open Sunday, Thursday and Saturday.

Should Your Property Taxes Go Up 50%+ a Year? Because, Racism

1500 First Street.JPGOnce upon a time in DC parts of the city experienced gentrification. Homeowners who had lived in the city through the crack years, the control board, or got in before the house prices went to crazy town began to experience unpleasant surprises year after year. Say their home that they may have bought for $75K was being assessed at $100K one year, then about $300K the next when the owners did not do any improvements to their home. I remember neighbors who bought their home for something around $200K , later got an assessment of $500K. Of course, people freaked the hell out, because their property taxes kept jumping up and up, near 50%. Some going from several hundred one year to several thousand dollars a few years later. If you’re a lower or low middle income homeowner, this is a very good reason to freak the hell out.

A tool to stop the freaking out and accusations that the city was trying to push out long time homeowners with high property taxes was the 10% cap. A DC homeowner’s taxes cannot go higher than 10% each year, regardless of how much the city thinks their house is worth.

So the DC Policy Center is saying the 10% cap is wrong and possibly racist. It seems to defy logic. They attacked the homestead deduction and failed to show how these things directly related to racism.

There also is some misleading language. In DC there is a homestead deduction, in some other places such a thing is called a homestead exemption, usually it’s a discount off the full tax bill for resident homeowners. Exemption does not mean no taxes are paid, the report seems to hint that it is in not being clear. Another word, “elude” or “eludes”, which according the the dictionary means, “evade or escape from (a danger, enemy, or pursuer), typically in a skillful or cunning way; (of an idea or fact) fail to be grasped or remembered by (someone); (of an achievement, or something desired or pursued) fail to be attained by (someone).”. The claim, “Home ownership and the wealth associated with it eludes communities of color, ” irritated me. I totally acknowledge home ownership is challenging, but DC is frickin’ filled with opportunities for those who are first time home owners that other places don’t have, so much that it is worth another post to go through them.

United States Census – People Lie

One morning on the radio, NPR was doing a story on a question about citizenship to be included on the 2020 census. I understand the worry, as there is the thought that census data was used to help round up Japanese residents and their American born children and put them in internment camps in the desert. My first thought hearing the story is, people could just lie. Digging down into the data for my on-going, long term neighborhood history project I’m noticing this.

People lie about their age. People lie about being married. Some people may be flexible in the racial group they identify with (Lucky C. Young I’m looking at you), which could be interpreted by some as lying about their race.

I’m trying to clean up data for a the Truxton Circle neighborhood history project where I look at the US census for every resident of my neighborhood. In this clean up attempt, I’m encountering lies and things that look like untruths. Take for example my attempt to hunt down Spencer Heywood. According to the 1940 census Spencer Heywood, a 50 year old self employed barber from Georgia who lived at 1649 3rd St in DC with his wife Ethel Heywood, a 37 year old government maid from Arkansas. According to the census he was a home owner. Outside of the 1940 Census, I can’t find any other record of the man. Now Ethel on the other hand….. In 1930 the residents of 1649 3rd St were 41 year old rail road worker Saunders Thomas, and his 30 year old wife Ethel, who owned their home. According to property records, Ethel shows up as the owner in 1924. No mention of a husband. In later records, Ethel and Sanders appear as owners. But in a 1972, when the Redevelopment Land Agency buys her house to (I assume) bulldoze it, the record stated that Ethel Louise Heywood (formerly Ethel Louise Thomas) was the unmarried widow of Saunder Frank Thomas, who died in 1934. Soooooooo, who was that guy at her house in 1940?

Now, I’m just guessing here. She may have been shacked up with some guy named Spencer. Was that the US Federal government business if she did? She was incorrect about her age being 30 years old in 1930 but only 37 in 1940. One of those ages is wrong, but what is it to the government?

This is not a call for people to lie about their citizenship status or any other field on the census. No, please don’t do that. Leaving it blank is a perfectly good answer. Just recognizing that people do and will put in incorrect information in the US Census. And not just the census, other documents I use, like city directories, land records and newspaper articles probably contain misstatements, fictions, and errors. It’s frustrating when you are trying to hunt down someone in the record. I do understand reasons for misstatements for things where the respondent isn’t getting anything of value in return, because some questions are intrusive and probably none of my business, but I really want to know what someone made in 1940 and how much education they had.

I’m reminded of a professor’s whose name I’ve forgotten who wanted me to be more critical of primary documents. Most of the time, 99% of the time, I trust the primary documents. But as I encounter these things with conflicting information, or lies, depending on my mood at the time, my general faith in the documents goes from 99% to 75%. The professor wanted me to take into account the biases of the document creators, and how I shouldn’t just give the benefit of the doubt.

This is an edited reprint of a post published elsewhere.

Ancestry.com’s indexing is not perfect

Anyone want to help me, or maybe yourself, if you are into this sort of history? Here are two problems I’ve discovered with the Ancestry.com indexing, which is what I’ve used and depended on for the Truxton Circle history project I’ve been working on. Two problems are, names and streets. I hope that DC residents with an Ancestry.com account will correct the addresses. You can correct problems  even with a free account.

Bad Indexing- Names

Back in a previous post Black Homeowners of 1940: College Educated Women Part 1, the case of Clementine Plummer highlighted to a bad indexing. Someone, via Ancestry, said her name was Christine Plummer.  Seriously?! My indexers, my cousin and a former colleague Karen, helped index the 1940 census for me, so my records are from the days when the 1940 census first came out. This change to Christine is some later change, because I and the indexers used Ancestry’s earlier index.  See line 59, from page 10B, does that look like a Christine? Maybe? Look closer. It’s Clementine.

Bad Indexing- Addresses

I’ve also discovered bad addresses. I’ve found P Street as D Street, and Frista Street, for First street. Some pages it will be fine, and on other pages it’s just wrong. I’ve gone back and changed the street to the correct one, based on my knowledge of what streets exist in Truxton Circle, and if you live here too you know them too. But I just changed them for the heads of household.

If you use Ancestry.com you may already know how to do these suggested corrections. So please just take a look in Truxton Circle, if you want to know which pages to look at just contact me at mari at inshaw.com

 

Slugg: Fathers are important

So a little bit more from Slugg: A Boy’s Life in the Age of Mass Incarceration

The single most impactful issue plaguing black communities across the country was, relatively speaking, hushed.
Families aren’t supposed to function with one parent. Children need a pair of loving parents…. Given prison, death, and abandonment, in my neighborhood the number of homes without a father was extremely close to a hundred percent.

My parents were in a high conflict marriage. My father was an angry alcoholic, my mom struggled with mental health challenges, and the marriage suffered infidelity from both parties. Taking a selfish look back, my parents staying together while we were minors was the best thing they did for my sister and myself. After becoming a parent, I see what a luxury item my father was, despite himself.

@MrTonyLewisJr tells of what his life was life before with his father and after when his father was shipped off to prison. Before, he lived in a nice house in the suburbs with his mother. His father would drive him to private school. He had new clothes on his back. Hanover Street was a place to visit family. There was stability. Then his father’s life and the Feds caught up with him. They lost the house and his mother slowly lost her mind. Hanover St NW became home. He also lost his 2nd parent to mass incarceration and the safety net his father provided. Thankfully due to kin and family friends he remained in Catholic school, but they could not make up for the fact that he was like so many of his neighborhood friends, fatherless.

In our effort to be merciful towards and supportive of single parents, we dismiss the importance and of the 2nd parent. Since Destruct-O-Baby I’m freaking tired and considering my own and my mother’s mental health history* I NEED the Help, and there is no way in Hell I could do this alone and stay sane. The other parent, the father, can bring a lot of valuable things to the table. Unfortunately too many AfAm children are lacking fathers in their lives, and are poorer for it.

A neighborhood with a high number of female headed households are poorer. The matriarchy has failed to control her sons. Her sons sling dope and shoot at everything with bad aim. Young men surrounded by struggling women become predators as the potential to become hard working respectable men is squandered on the corners. Little boys yearn so much for male attention, any male attention, even from drug dealers, it is so heart breaking. There are hardly any men who look like them in the schools and in their lives that they absorb whatever masculinity they can like a bone dry sponge does any liquid, be it life giving water or deadly antifreeze.

For girls it’s different. Not to dig up more family dirt, I am very thankful that my sister in law’s ex has custody of their beautiful daughter considering my SIL’s poor romantic choices (who she decided to bring into the home), the fact that both her sons are away at college, and her mental health (and housing) challenges. The ex has provided a better safety net than nothing.

*My mom suffered from post-postpartum depression, had several ‘nervous breakdowns’ and was at a low point suicidal. I don’t think I want to detail or summarize my own challenges here.