Daycare- what I’m looking for is not what the government provides

Eyeglass binky DC bike mapThe Washington Post has an article that mentions a DC government website to help parents locate daycare/childcare. The Office of the State Superintendent of Education (OSSE) has a website called My Child Care and it isn’t half bad. It is useful if you want to know where the daycare is, ranging from individuals caring in their home to full out child care centers. The Post article goes on to mention other resources, some paid, geared towards parents looking for child care.

What I can get out of the OSSE website is location, general age range, are vouchers taken, if is food provided and a few other things that are not too high on my list. The search function for hours is useless and you’d have to look at an individual provider’s operating hours, as there is a field where almost all the providers I searched were 12:00AM to 12:00AM, which is incorrect.

No what I was looking for beyond where were places were things no so well addressed by My Child Care. I wanted to know 1)do they take babies, 2) how much, and 3) is there a wait list and how bad is it? On the first point, My Child Care is so-so. There is an search field for infants 0-12 months, but 6 weeks seems to be the youngest for many places that take infants. On the second and third points there is no information. I found a website, Care Lulu that seems to allow for searching by price, and the 0-3 month age range but I did not see the price for individual day cares. Care Lulu did mention if places took 6 week old babies and I spotted one spot that took infants as young as 1 week, but that place has no openings.

Do I care about accreditations? My little guy hasn’t figured out crawling, or his name (he might just be ignoring me), so right now, no. It just has to be licensed, and better than the child care my mother provided when I and my sister were kids*.

But there are things the DC government cares about. I’m sure there is federal funding and grants behind those cares. As a entity that grants vouchers, they’d care who would take those vouchers. Yet, for the government to include the things I care about, including latest pick up time for infants before they start charging extra, and the other things I mentioned, they would need someone to be proactive in updating the list.

Better than nothing….

 

*I swear my mom just grabbed random women outside the county mental health clinic and asked if they’d watch us. We had some crazy babysitters. She laughs it off when I bring it up.

Senior Citizen Deduction on Real Property

I just need to post something and people keep forgetting about this very generous deduction for senior citizens who own their homes. The DC government does take into account low income homeowners as well as low income senior citizens, but I’ll talk about low income in another post. This post is about old people. The thing is they need to apply, it is not automatic. You don’t get a deduction on you 65th birthday. DC government is not tracking you, it is not that organized.

So you’re old (65+) and you own your home but the property taxes keep going up and up, what are you to do? One, are you getting a homestead exemption? If not, why not? Are you not living in a residential property? If you live above your liquor store that you run, sorry no deduction for you. That’s a commercial property, probably. This is for a house, a townhome, a duplex, a triplex (and anything 5 units or less) or a condo. But most importantly this residential property must be your primary residence. The homestead deduction should take off $73,350 from the assessed value.

Okay so you have the homestead deduction. Great. Are you 65 or older? Here is what the Office of Tax and Revenue says,” When a property owner turns 65 years of age or older, or when he or she is disabled, he or she may file an application immediately for disabled or senior citizen property tax relief. This benefit reduces a qualified property owner’s property tax by 50 percent.” 50%!! Half off from regular priced taxes. Old timers whose house is worth over a million dollars will be taxed like their house is over HALF a million dollars. But what if it is a couple living in the house and one is 65 and the other is say 35? There are things I could say but they’re judgey and not polite. As long as the 65 year old owns 50% of the house or condo or whatever it’s still good.

But wait you say, “I’m 65 years old and on a low fixed income, half off does not cut it.” Well guess what, you can have your taxes deferred. I understand the 0% deferral, not so much the 6% deferral. I am familiar with ‘deferring’ things like student loans, it just means you don’t have to pay now, but it’s gonna get paid. With seniors I figure it just means those taxes have to get paid when grandma goes to the great beyond. Maybe that’s why this particular program needs your lender’s okay. Anyway, low income means a household Federal Adjusted Gross Income (AGI) of $50,000 or less. You get the 0% deferral if you are 75 years or older, have lived in your home 25+ years and make no more than $12,500 from dividends and interest. But you get nothing if you don’t fill out and send in the application (Word .doc file).

So if there is an old timer complaining that all these young white whippersnappers are moving in and raising their taxes, ask them if they have taken advantage of the real property programs for seniors and offer to help them fill out the application. Also remind them that nursing homes are friggin’ expensive and Medicare doesn’t cover everything, so having an ever increasing in value asset is a good thing…. provided their pot head daughter doesn’t blow all the proceeds from the sale of the house once she gets power of attorney…. Yes, apparently I’m still pissed off with my sister in law.

Some federal job advice

I don’t post as much here at InShaw, for various reasons. One, but not a major one, is that I tend to post a lot of material to an internal work network. However, at this hour I am technically unemployed, as I enjoy my 5th Federal shutdown, and so figure I could share one of my internal posts. Maybe someone might find it useful. I’ve edited it a bit.

Our section had a regular meeting about general stuff but [cool supervisor guy who is not my supervisor] encouraged staff to apply for positions, as there are highly qualified staff in lower positions. I just wanted to credit him for those words of inspiration to not let anyone other than OPM to tell you if you are or are not qualified for a position. Apply and find out for yourself. Another thing mentioned was sometimes extra vacancies become available for an announcement for that same location and same job title, in the same department.

So apply.

For one it is good practice. Also you’ll never know how easy or hard each job is and maybe the ones with a dozen ‘describe in 500 words/characters’ essay questions will help when you apply for your dream job, which might have 1 or 2 essay questions. The education/experience question stumps me every time, but each application and how far I get into the process tells me that maybe C- the mix of education and experience might be the right answer…. but I’m not 100% sure. Recently I applied for a position at NASA or Air & Space, I forgot, and I don’t know ‘nothin about no space or no aeroplanes, but applied anyway. OMG that was the easiest application ever. It was just answer a few multiple choice questions about my grade and current job that could have been lifted from an SF-50 and submit my resume. That’s all they wanted. It took 5 minutes to apply. I’ve also applied to positions at the Library of Congress that took days, no about a week, to get my page long essay questions for half a dozen of such questions. That work went into a black hole of nothingness…., but good practice and those answers are somewhere on my home computer should I ever need to write a novella on how I can [do a particular task].

So apply.

Just because you applied doesn’t contractually obligate you to take the job. You can withdraw if it gets to an interview. You can withdraw after the interview. You can decline the job offer. For the love of whatever you hold holy don’t accept if you don’t want the job.

So apply.

As [cool supervisor dude] mentioned, there are lots of highly qualified staff here in entry level positions. Maybe you are where you are because that was what was available when you were looking. Great. Your foot is in the door, but nobody is going to drag your body up the ladder. You see an agency only job, and you’re that agency’s employee, guess what, you can apply! You’re a GS-4/5 and it’s a GS-13 but open to the public and you happen to have experience in the private sector that is equivalent to a year at that level, apply, if you want. So what if it is also open to veterans? That’s no excuse not to apply. You might be more qualified, let OPM or the computer algorithm decide who is qualified enough to make it to the next round.

So get training.

I know, I screwed up my theme and rhythm. Our organization offers training. I keep meaning to sign up for the [technical]  training thing. There are detail opportunities, sometimes cross training. Outside of the organization Lynda.com is available through many public libraries for free. Community college is cheap (compared to universities) and cater to working adults with lives. Volunteering isn’t just for feeling good and doing good, you can also gain experience. Being a church deacon got my retired truck-driver uncle to really spiff up his computer skills. My spouse, who loves old time radio, sat on a museum board for a radio museum, and he can cite the experience of trying to bring the museum from a cabinet of curiosities to a real learning center. Life experience might help, as I have snuck in my activism, neighborhood historian activities, landlording and house renovating (5 projects, 3 properties, 2 different general contractors, 2 architects, a 1/2 dozen subs, with a total budget over $200K) in some of my answers if they don’t specifically ask if was a part of my federal/paid/ regular work experience. So improve yourself.

And Ye Will Be Judged By Your Sidewalks

So yes it is still friggin cold, which means some of the ice and snow is still on the sidewalk. Some good citizens shoveled their (and maybe their neighbors’) sidewalks. And there were others, who did not shovel, or deice their sidewalks. For the safety of pedestrians and neighbors please remove the ice. Sidewalks after Snow
There used to be a thing on my DC 311 app for shoveling enforcement, however right now the only thing I can find is the exemption for snow shoveling for senior citizens. It’s the old ClickFix app and I have yet to sign up with the one created by the city. But I see the city one does have something to complain about unshoveled sidewalks. The web version, under all city services, does have “Snow Removal Complaints for Sidewalks”.

If you itemize think about paying your property taxes before Dec 30th

So I was planning to write about how great and walkable Shaw/Truxton Circle is, but I got an email from my ANC that is very time sensitive.

Long story short, in 2018 the tax rules change. There is a limit on local taxes, including local property and income. If you are paying more than $10K in property, income, and whatever passes as a local tax* (look at your 2016 DC tax return for the income part), you may want to pay your property tax early, so it can count with your 2017 taxes.

See the announcement below from The Office of Tax and Revenue https://otr.cfo.dc.gov/release/statement-prepayment-real-property-taxes

Statement on Prepayment of Real Property Taxes
Wednesday, December 20, 2017

The new Federal tax law limits the amount of state and local income and real property taxes that individuals may deduct from their Federal income tax, beginning in calendar year 2018.

Under the new law, the amount that may be deducted is limited to $10,000 of the combined local income and real property taxes.This applies ONLY to taxpayers who itemize their income tax filings.

District property owners may pay their 2018 real property taxes in 2017 to get the full benefit of that deduction in 2017.These payments MUST be received and recorded in calendar year 2017.The payments made will be credited to the calendar year 2018 real property tax obligation.

About 40 percent of District taxpayers itemize their income tax filings.Taxpayers who do not itemize will not receive a tax benefit by paying early.

The Property Tax payment can be made two ways:

  • The District of Columbia Office of Tax and Revenue’s (OTR) website www.taxpayerservicecenter.com provides the opportunity to pay by electronic check (e-check). Click on “Prepay your 2018 Real Property Tax Here” to get to the correct form. The payment MUST be made before midnight December 31, 2017. The information required to make the payment is the property address (or lot and square numbers), your bank routing number and bank account number.
  • Wells Fargo will accept payment by check or credit card at any DISTRICT branch office. Payment MUST be received by close of business on Saturday, December 30. You MUST bring a 2017 real property tax bill to the bank so that they can process the payment. Some Wells Fargo branches are not open on Saturdays.

Do not mail payments as they may not be recorded in 2017.

*So had a fun conversation with a relative who said they deducted some building fee assessed by their version of DCRA as a tax, that and permits. So…. anything the local government charges you that relates to your house….That was a bit more creative thinking than I was willing to do for myself.

Have you paid your property taxes?

This morning I found in today’s Washington Post the big list of District properties that have failed to pay their property taxes. Check the list here (PDF) to make sure your mortgage company actually paid your taxes. One year I noticed a neighbor’s property was listed, mentioned it to him and it seemed to be a snafu on his mortgage company’s part.

Now let me head off the usual questions I get regarding the tax sale with telling you what little I know based on my own limited experience and 2nd hand experiences of others who did more follow through.

1. You just can’t go to a tax sale and buy a house. All you are buying is the tax lien that gives you the right to foreclose.

2. There is a time limit of when you can and cannot foreclose. The owner has so much time of when they can pay the lien and you’d have to foreclose by a certain time. The details of this I’m fuzzy on.

3. If you foreclose it does not give you a free and clear title. If there is a $300K loan on the property, the bank still has a claim, then there is everyone else with a lein on the property, and any others that would challenge the new ownership. You are responsible for the title search.

4. If you’re only interested in the interest, as most property owners pay the tax bill, with interest, keep in mind that the amounts listed are the starting points. You will only earn interest, which last I heard was a sweeet 18%, on the amount listed. If you bid, and most likely you will, over the amount, that extra earns no interest. So get out your spreadsheets factor in actual interest earned, minus $150 Tax Sale Fee the District charges you, and decide before you go what amount you’ll stop at.

5. The tax sale is filled with idiots who think they’re bidding on a house. They will jack up the bids and make the interest you’d earn pointless. But considering I’m only earning 1% at my bank on a good day, it takes a lot to reach pointless.

6. Before you bid you need at least 20% deposited with the DC Treasurer’s Office. Failure to have that will nullify your bid.

Since every single cent I have is going to the weddings, and after that some overdelayed home fixin’, I won’t be participating in the tax sale. If I were, I’d aim for unimproved land and parking spots in condos in neighborhoods where parking doesn’t exist.

Special Parking

I got my temporary parking pass in the mail about a week or so ago for Ward 5 and handed it over to my roommate who is only going to be with me for less than a month. After he leaves I’m jacking up the rent. Anyway, when I got that parking pass I felt special. But not as special as a certain neighbor who got their own parking space on the street.

Now first let me say this is not a criticism, just an observation and I was a bit bemused at this neighbor’s chutzpah.

There is some history. This neighbor likes to park the car in front of the house they live in. Most people do or try and several years back you could get away with parking in the same space day after day and sort of thinking of it as yours. Like church pews, seats at restaurants or in classrooms, there is this claim of ownership on something you cannot own. But due to always sitting in the same spot over and over, time after time one starts to think of it as theirs. Anyway, there was a battle over the space between neighbor #1 and neighbor #2. Neighbor #2 would park his big SUV thing in neighbor #1’s spot. Both are old timers, living here since the crack dealers roamed the land in huge herds and so this passive aggressive fight over the space has been going on for a while. Last week or so, neighbor #1 got a street parking spot for handicap parking for one specifically tagged car. Basically, their own guaranteed parking spot. The handicap? My best guess is age plus walking difficulty due to weight.

It may be more than that because we really don’t want people packing on the pounds just so they too can get their own special reserved street parking.

ANCs- A really short history

The following is a very simplified history, which hopefully will give some understanding of the present. During the Big Bear ABC license kerfuffle there were a few emailers questioning the rationale for ANCs or Advisory Neighborhood Commissions.
ANCs are a product of Home Rule. Prior to Home Rule (via the Home Rule Act of 1973) Congress (the Federal government) ran the city. It wasn’t until 1974 that DC residents were able to vote and have some real say in how the city ran. Before Home Rule the mayor and the city council were federally appointed. Neighborhood wise there were citizens (white) and civic (black) associations that appealed to Congress and city government officials for things like neighborhood improvements, traffic, crime and so forth. As far as I can tell civic and citizen association leaders were elected by the association’s membership. These groups could only beg or appeal to bodies and officials whom they could neither vote for or vote out of office.
With Home Rule, neighborhoods got something new:

… the Advisory Neighborhood Commissions (ANCs), brought the city administration closer to ordinary voters than any other elective units. The city council created 36 ANCs and 376 smaller single member districts, each representing about two thousand residents. The ANCs were intended to serve as neighborhood mini councils that advised the council on local problems.
City of Magnificent Intentions: A history of Washington, District of Columbia 2nd edition P.584

Dead body on RI Ave median

I don’t know if anyone from the city still reads my blog, but there is a dead cat on the median of the 600 block of Rhode Island Avenue and today is day 2 of its residence.
Yesterday I called the city 311 number to report the beige beastie, as I noticed it before I went to work and saw it unmoved as I was heading home. As of this morning it is still there. Now once again it was one of those slightly frustrating calls, because kitty had the audacity to die on a median, which the operator seemed very unfamiliar with. I found myself defining what was a median. A median, is sometimes a green patch in the middle of a 4+ lane road. It does not have an address. Because the city sometimes bothers mowing said grass, I take it the city owns the land. No it is not in front of a house. The best address I can give is the closest property that bothered to have address numbers that I can make out.
No it is not on the road it is on the median.
Once again the median does not have an address. It is in the middle of Rhode Island Avenue, which I’m not going to define as a ‘freeway’ as you have as I really don’t want to get into defining different kinds of roadways.
Gaaaah!

2010 Census Take II

I got a second census form in the mail yesterday. I guess I didn’t send in the first one quickly enough. Though I got the first form a good while ago, I waited because I honestly did not know who was going to be living with me April 1st. Was it going to be my cousin or a roommate or nobody. Well as soon as I got back from my Florida vacation my cousin left and returned to the housing farm of upper PG County to be with her parents. My roommate, who I didn’t know I was going to have until a week before his move in (he’s a returning roommie so all the background checks were done before), arrived shortly after she left. Census wants age and date of birth, and though it is on an application somewhere, lost in a pile somewhere in the house, I figure it is just easier to ask the second occupant of the house to fill that part out. So a few days before the 1st I asked him to fill out his portion and I mailed it back.
Now I got another form sitting in the living room. Apparently, according to the Census blog, it is a replacement form and I can disregard it.