Leaving the keys & walking away


Lost keys
Originally uploaded by In Shaw

Please don’t do that. I’ve only heard two people actually say that out loud about their houses. Neither one of them live in the DC metro area. One was my mom, and this is a periodic threat, so I don’t take it that seriously. The other was some guy from the mid-west visiting, who got a little over his head.
When I was passing out fliers yesterday, I came across this scene of keys on the fence and thought of that phrase of leaving the keys and walking away. As far as I know these are some lost keys in front of a house that doesn’t look occupied.
From what little I know, walking away does not help, unless the house is actually worth more than what’s owed, because at some point the bank will come after you for the difference.

Affordable Housing in DC online

I have finally done my taxes and as I wandered over the the DC.Gov website to fill in the blank to do my DC income tax on line I noticed something on the front page about searching affordable housing on-line. Going back to search for the announcement, I can’t seem to find it but the link is on the Department of Housing and Community Development’s page.

It appears that the DC Dept of Housing and Community Development has partnered/contracted (I can’t tell) with Social Serve.Com in listing affordable housing in DC that is either for sale or for rent with the site DC Housing Search.Org. For fun I played around with it looking for ‘affordable’ housing for sale then plugging in some numbers for rent. I also searched to see what’s affordable in the 20001 zip code. The results were a bit wrong, bringing up some NE (20001 is Old City NW) addresses. Among the misses were some hits like a couple of 2 bedrooms on the 200 blk of Florida Avenue for $1,500, an apartment at 413 P St., Golden Rule Plaza, and the studios in the Phyllis Weatley YWCA on Rhode Island Avenue. I also fooled around with the 20009 and 20011 zip codes and found properties there too, but the search feature has more so one could search by distance to public transit, handicap accessibility, pets, security deposit needed, criminal check and you can exclude the properties on the waiting list. There is also a neat little chart to decide how much rent you should pay based on your hourly wage.

The Going Rate

Between visiting friends and hosting relatives who really should use the opportunity of staying at my place to hunt for a job (hint*hint*), my 2nd bedroom has been fairly occupied. However, I do plan to rent it out again for summer and the 2009-2010 academic year. The big renovation of 2007 wiped out my emergency fund. It wiped out all my funds. Near the end of 2008, I finally finished paying off the air conditioning. Next year I want to take care of the cellar and finish putting a shower in the 1/2 bath. I can’t do another loan. And so begins the slow build up of the house/emergency fund, which requires money, hence the renting out of the 2nd bedroom.
Figuring out how much to rent it out for requires a bit of research. If I was just renting my place, logically I’d go halvies with whomever I was renting with. But I’m a homeowner and my mortgages alone are a tiny bit more than the average rental price for a 2 bedroom in the far eastern corners of Shaw. Also there are other costs such as repairs, maintenance, etc., that I haven’t figured out monthly. I check what people are asking for as far as roommates go, because that’s the market I’m in. The general price in a roommate situation varies between $600 and $1100 a month. The fun part is trying to figure out what justifies the higher price. Some places include utilities. Some don’t. Some places have Internet and cable, some don’t. Then there is maid service, private bath, proximity to the metro, size, number of roommates, pets in the house, and other factors.
Back when I only had 1 mortgage, I could charge something cheap, $575 including utilities. The second mortgage made me jack it up, but I don’t think I found the right price since. I had one roommate negotiate the price down, because I was so far (7-10 mins walking is far) from the metro. So once again I’ll make up a number, run it up the flag pole and see who salutes. And seeing how many bites I get (not counting the Nigerian scam artists), I’ll know what the going rate is.

More than just transportation

Yesterday I got an email about something I heard about on the radio this morning. The Terwilliger Cost Calculator is part of the Urban Land Institute’s Terwilliger Center for Workforce Housing with the Center for Housing Policy and the Center for Neighborhood Technology report “Beltway Burden: The Combined Cost of Housing and Transportation in the Greater Washington, DC, Metropolitan Area.”(PDF)
I played with the calculator. I had to use the Internet Explorer version despite being in Firefox. I plugged in different areas, Shaw, Riverdale, Arlington, and the far reaches of Alexandria. Except for Arlington where the income was higher, most other places had the transportation/housing costs to income around 50% or higher.
Yet in past conservations with co-workers, though housing costs are cited as one reason for moving far out, there are other factors at play.
These factors include spouses/partners who don’t work in the metro center, but out in far reaches of Fairfax, Bowie, and Baltimore. They include large dogs, whom the owners believe need a large yard. A desire for a school system you don’t have to think about. And a desire to live in a setting like the one they left back home. Problem is with this area, the house with lot that is average in St. Pete, FL is expensive in Rockville. The other problem is a lot of us aren’t from here and trying to re-create the familiar here is pricey.

Crowding- and good intentions gone lost

I forget which census year it was but one year there were 11 people living in the house I currently occupy. As far as I know, the house has always been a two bedroom and I believe the cellar is a late 20th century addition. My house is about 1,000 sq ft.
I have read that overcrowding could be blamed on segregation. Segregation was probably one of several causes, if there are so many structures in the city and many of those structures are off limits due to covenants and other restrictions, then that limits housing choices. I get a sense that economics had something to do with it as well, but that is just a guess.
Anywho, a turn of the century description of crowded rental housing comes from a report from Clare de Graffenried:

I have no doubt that lodgers are harbored in these alleys whose presence, for many reasons not creditable to the occupants, is always concealed. The confessed facts are startling enough. We have here accounts of 7 persons living in two rooms– the mother and her sons, 21, 17 and 7 years of age, occupying one bedchamber. Again, 9 individuals live in two romse[sic]; 11 people in four rooms. Five, almost all adults, sleep in one room– the mother 43, a son 21, and daughters 19, 17, and 14; and 4 persons use another room– a mother 45, and aunt 70, and a son 22, and a baby 9 months old.
–Page 18 of Kober, George “The History and Development of the Housing Movement in the City of Washington, DC” Washington, DC 1907.

Doing a Google search for Miss de Graffenried, brought up Between Justice and Beauty by Howard Gillette, Jr., which on page 113 where he notes that she goes for the dramatic story over statistics. Later Gillette writes on page regarding the predecessor of the Washington Sanitary Improvement Company, which built the houses on Bates Street:

By 1904 the company housed 140 families, 30 of whom were black. Since the overwhelming majority of alley dwellers were black, the company clearly did not direct its attention to those in greatest need.– page 115

In Kober in 1909 writes about their housing efforts:

It should be stated, that while the original intention was to provide homes for alley residents and thereby remove the slums, it was considered best to begin this movement by providing improved dwellings for the better class of wage earners, in the belief that houses vacated by them would be rented by the next grade, and so on until the bottom of the ladder was reached. –page 31

More from The History and Development of the Housing Movement

Here’s something else from George Kober’s The History of Development of the Housing Movement in the City of Washington, D.C. regarding slum housing:

But even in modern cities unhealthful habitations abound and have been permitted to be erected without interference.
We have them in Washington and Georgetown in considerable number, which greatly increased during the War, when the slave deserted the plantation to find refuge and liberty in the District of Columbia, the only spot at that time in the United States that offered such a boon.
The rapid influx of a negro population, estimated to have been between 30,000 and 40,000, imperatively demanded immediate accommodation. In consequence of this necessity, hovels of every description arose as if by magic. The result of this abnormal growth of a class of people destitute of means and education, ignorant of physical laws, at a time of war and confusion has been the erection of cheap dwellings, as much of the material having been obtained from army camps and hospitals.
–Pages 4-5

That could explain the shanty nature of some of the ‘houses’ pictured in the book and in other places I’ve seen regarding bad DC housing. The weirdest thing is people paid rent to live in these poorly constructed shacks. In 1874 the amount ranged from $2.50-$10.00. In an 1896 survey unfit housing rents were about $8-10.50. What’s that in 2009 dollars? No clue the BLS inflation calculator only goes back to 1913. But $10 1913 dollars equals $214.57 in today’s dollars. Roughly.
Later I will cover overcrowding.

1909 book on alleys and crappy DC housing

Weller, Charles Frederick. Neglected neighbors :stories of life in the alleys, tenements and shanties of the national capital. Philadelphia : J.C. Winston, 1909. Is available online at http://pds.lib.harvard.edu/pds/view/3370011. It does the whole city. However the author appears to be concerned solely with white occupants of slum housing.

Inauguration Housing Fantasies

I haven’t put my house on Craigslist or anything to try to cash in on the whole inauguration rental thing. Yet, but it is very tempting.
There are several reasons of why I haven’t. For one, I don’t know if I will have a roommate scheduled to be in my guest room at that time. I like to have short term roommates, so I don’t want to screw up that. Secondly, there is family. My mother’s people are country and homey and I’m wondering at what point someone will bug my mother, or father (less country, more moochie), to bug me to put them up for the inauguration. However, I’m sure several family members have written my place off because I live in a tiny house in a “bad” neighborhood. It’s not “bad” it just lacks a driveway and loads of parking, which would make Auntie’s 3 bedroom house in Riverdale, the Other Aunt’s 3 bedroom in northern PG Co., and the Cousin’s 3 bedroom in NoVa, all with generous amounts of pull in parking, way more attractive than my place.
But if I were to rent out my place, the money would be more to ease my mind, than for the space. Everytime I get a new roommate, my anxiety level rises because of how they treat the space. So what amount would soothe my nerves? Oh maybe, $1,000-$2,000 a day, my mental health is very valuable to me. If the people were relatives? Free, nerves would still be frayed, but frayed nerves and relatives go hand in hand. Besides if I charged relatives a few bucks I’d never hear the end of it….. even if all the money went into somebodies college fund. Friends? Possibly free, depends. I might demand a few cases of wine, the good stuff. Nothing soothes the nerves like a few cases of wine. Complete strangers? I’m quite sure they’d be happy to add to the nieces’ college fund, and in that area my mind would be eased.
But seriously, I’m waiting to see what the relatives want.

General Real Estate post

Hey I remember that doey eyed look. That’s the look of a young first time homebuyer. I used to have that look.
Meltdown, schmeltdown people are still buying in the hood if today’s encounter with a young woman and her Realtor was anything to gauge anything by. The pair were walking up and down the block pointing at houses, I assume, after they looked at the one house on my side of the street that is still on the market. I was outside puttering in the yard, and we chatted for a bit. Normally I’d talk up the neighborhood a bit more, but the house they were looking at has a family renting, with one really good kid in it. If Ms. Doe Eye or anyone else were to buy it, I’m sure the family could find equal and suitable housing, but moving is such a pain.
I believe the market is slow but not dead, as the house with the loud and out there residents disappeared from the real estate listings, I gather it is under contract. We’ll see in a month or so. I suspect another house on the block being fixed up will hit the market in a month or two, and maybe it might sell in the next 9 or 10 months. Maybe. Though it maybe wrong to judge a place that’s on 2/3rds done, I don’t think it would be a quick sell manly due to proportions and the aesthetic. IT and I took a quick peak at the place while workmen were still working. I think it reveals too much of a suburban Maryland aesthetic trying to shoehorn itself into a small DC rowhouse. The house was around 1,000 sf with 2.5 bathrooms. If you have a 1,000 sf house I think you may understand the problem of a 2.5 bathroom house. I have a 1,000 sf house and just 1.5 (would be 1.75 or 2 if I had $5,000 fall into my lap). One of the bedroom bathrooms was tiny and hard for IT to turn around in. IT is a thin man. The bedroom for this tiny bath was also quite small and maybe, just maybe could have a double bed and nothing else. More than likely it could have a twin and a dresser/ desk, or just be an office. Anyway it’s still not finished, and it will be interesting to see if the builder will do anything to make it easy to imagine the space as something besides cramped.

July 28, 1933: Low Cost Housing & Slum Clearance

I really have little to add to what Shaw & Bloomingdale bloggers have to say about the various things going on, so I’m going to go to history and type up more of City Planner John Nolen’s report “Low Cost Housing and Slum Clearance Opportunities in Washington Under the Public Works Administration”. I previously typed up the section “Washington’s Problem”. The following is “Objectives of a Housing Program”:

Many reports on this subject by Mr. [John] Ihlder and others to this Commission have indicated that the following program should be followed.

1. Concentrate on the elimination of the alley slums.

2. Provide suitable housing for the alley population either by repair or reconstruction of existing vacant street dwellings, or by the building of entirely new housing. New housing might well be for not only the alley population but similar economic and social elements of a population not now adequately housed.

3.Through the rehabilitation of blighted areas, pressure would be relieved on better neighborhoods inducting the natural flow of capital by private initiative for other modern reconstruction as the inevitable result of the rehabilitation of the areas originally causing the shift in population.

It may be that the present situation and opportunities will make advisable some change in the order of this program; for example,- the population in the alleys has been increased by the depression whereas the street vacancies in the same neighborhoods have increased. This situation will make more difficult the acquisition of alley property at fair prices, as well as work a hardship on the unfortunate elements of the alley population. At the same time the widespread increase in street vacancies may mean a willingness on the part of owners to sell their property at reasonable prices. A housing development only incidentally involving inhabited alleys as the first step to be taken may thus well take advantage of natural economic conditions.

-From part of a Report by John Nolen to the National Capital Planning Commission, July 28, 1933. Found in the appendix to the July 1933 minutes. National Archives and Records Administration, RG 328, A1-15.