Nope we’re not done with the WSIC. There are plenty of stories to milk out of of the WSIC saga and this is one.
Typically, if the buyer paid off the loan it would take about 10 years to do so. The buyers at 42 O Street NW faltered so close to the finish line. The first foreclosure for this house came in 1959. The second was from a family who bought the house in February 1951 losing the house to foreclosure in April 1960, about a year or so away from being released from their mortgage.
That last family was Mrs. Mildred Stitt and her parents William and Eva Hall. The 1950 census showed that the Halls lived at 42 O Street NW before the WSIC sell off. Since Colonial Investments was selling units exclusively to African American buyers, the Halls had options the White tenants did not. The WSIC rentals on the unit block of O St were for Black renters and the rest were for White renters.
When they bought the downstairs half of 42 O Street William was about 75 years old and his wife 70. Mildred is a bit harder to pin down. She married James Samuel Stitt in 1938 in Arlington , VA and I can’t seem to find them living in the same house. She wasn’t at 42 O St NW in 1950, but she was on the 1951 deed.
William died July 13, 1955. Eva followed later in 1960 and that gives a clue as to why their unit fell into foreclosure.
They had three daughters, one being Mildred Stitt. I have my doubts that Mildred ever lived with them. Once Eva died there may have been no reason to keep paying mortgage payments. But they were so close to the end.
I have no idea what Mildred was doing during the period of her parents’ deaths. It seems that she was separated from James S. Stitt. There was another James S. Stitt, could have been the same one, who married an Anne Hall and lived in Mecklenberg, NC. But I know she eventually moved to 3827 Hamilton St in Hyattsville and lived there. She died August 15, 1998.





